Revolving Lines of Credit that smooth out the bumps.

The flexibility of our lending platform gives you the freedom to offer your customers exactly the right product to help them navigate their financial ups and downs, boost their working capital or just get them through those tight spots.

Revolutionary revolution.

Our platform is flexible and scalable, with a straightforward product builder that allows you to design exactly the lending solution your customers need. Not only can you tweak and tailor all the other elements you might expect, defining currencies, terms, pricing models, and more, but you can also allow the product to revolve, as a standalone revolving loan facility, an overdraft linked to a current account, or as a credit card.

Revolving facilities can be repaid and redrawn as often or as easily as you like, according to your policy rules. You can keep their line of credit open for them even when the balance isn’t being used, providing peace of mind that it’s there if they need it, without the need to revisit the credit checking process. This can give your customers the flexibility to ease the financial strain when times are tight, or if something unexpected happens.

Existing integrations with trusted third parties enable you to work with traditional CRA data, Open Banking, decisioning tools and CRM systems, allowing you to truly customise your journey, for both customers and colleagues.

Real time data provides everything you need to meet your regulatory requirements, and give your customer everything they need to know to make the right decision for their circumstances. This single view of the customer across all your products and brands also allows you to derive real insight from their borrowing habits, and use it to ensure your products continue to offer what they need, when they need it.

All the tools you need.

Our distributions API ensures customers can access your product not only through your own platform, but also through unlimited aggregator and price comparison sites, with more than 1 million executable quotes a month and the option to make credit available in minutes.

We can also support the other tools your customers might need to make the right decisions for their specific situation, including repayment calculators which connect direct to the API for a single source of truth.

Whatever your offering, Yobota has the tools and expertise to make it happen, and get you to market faster.

Book a call

Whatever your offering, Yobota has the tools and expertise to make it happen, and get you to market faster.

Book a call

Latest News.

Buy Now Pay Later – A boost for business

It’s a massive topic in the financial industry right now, and we’ve already talked a bit about the ‘standard’ Buy Now Pay Later (BNPL) model, where consumers can access instant lending at point of sale to spread the cost of their purchases. This version pretty much does what it says on the tin, and is being adopted at an astounding rate, but there are still a lot of questions around how to make it safe and ethical for the customer and the industry.

Read Article
arrow icon
4 mins read


Commercial lending

Commercial lending on the Yobota platform allows you to offer any business exactly what it needs to succeed. Our super flexible APIs can work with any data source and multiple programming languages and platforms, enabling you to design exactly the product your… customers need, whether it’s a small business loan, an overdraft, a credit card or even a revolving loan facility which can be repaid and redrawn according to your bespoke policy rules.

Close Cookie Preference Manager
Cookie Settings
This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.
Strictly Necessary (Always Active)
Cookies required to enable basic website functionality.
Made by Flinch 77
Oops! Something went wrong while submitting the form.